Oak Laurel mortgage brokers

 

​Oak Laurel mortgage brokers can assist customers throughout Australia and overseas. No matter where you are Oak Laurel mortgage brokers can assist you.

An Oak Laurel mortgage broker can assist you with your home loan, investment loan, self managed super fund loan (SMSF loan), construction loan, commercial property loan, seniors equity release reverse mortgage, business loan, car loan or personal loan. Check out the menu for our list of mortgage broker services.

 

Oak Laurel Mortgage Brokers help property investors to structure their loans correctly

Property investors often have vastly different finance needs to other borrowers. For property investors getting the right loan is often just as important as getting the right property. Property investors often want to maximise their borrowing power so that they can gain the greater exposure to potential capital gains in the property market.

Being able to access the equity in existing property is also of great importance to property investors as this can be used as a deposit for the next property purchase instead of using cash.

Furthermore, getting the loans structured correctly so that it allows greater flexibility and control by the property investor (instead of lender) is also a very important consideration. For more information about investment property loans see here:

Investment property loans

 

 

Oak Laurel Mortgage Brokers help people with unusual employment circumstances

Oak Laurel mortgage brokers work with people with unusual employment circumstances, to get their loan approved.

• Self-employed home loans: People that operate their own business or do freelance work as a photographer, journalist or writer etc…

• Casual employee home loans: People that work on a casual basis, often in the hospitality industry like restaurants, the retail shops and other consumer industries.

• Part time employee home loans: People that work a part time job including those working a second job part time (in addition to their full time job) and wanting to use income from their second job in their home loan application assessment.

• Probation employee home loan: People that have started a new job and within their probationary period. Where the probation period is between 6-12 months, and afterwards they may be offered full-time work.

• Fixed term contract employees home loans: Contractors, including those in energy, mining, resource & IT industries who are on a fixed term contract or contacts that role over.

• Home loans for income from overtime, commissions and bonuses: Employees getting overtime, commissions or bonuses that want to use this income in their home loan application assessment.

• Agency employee home loans: People that are employed through an employment agency.

 

Don't have unusual circumstances? That is ok we can help you too!

 

Our mortgage brokers help people get home loan interest rate discounts or lenders mortgage insurance waived

Oak Laurel mortgage brokers may be able to help you get interest rate discount on your home loan.

• Negotiated home loan interest rate discounts

• Waived lenders mortgage insurance

• Home loan interest rate discounts and / or waived Lenders Mortgage Insurance for professionals including:

  • Accountant home loans

  • Chiropractor home loans

  • Dentist home loans

  • Energy, Mining and Resource Professional home loans

  • Lawyer home loans

  • Medical doctor home loans

  • Pharmacist home loans

  • Veterinarian home loans

Find out more about special home loan packages for certain professions here: